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TMW Solutions Group

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Helping companies and employers optimize plans for improved employee benefits and reduced healthcare costs.
Helping companies and employers optimize plans for improved employee benefits and reduced healthcare costs.
Healthcare Strategies

Proven Strategies Employers Use to Lower Healthcare Spending

Rising healthcare expenses are a primary concern for modern businesses. This federally developed program framework utilizes an IRS-compliant Self‑Insured Medical Expense Reimbursement Plan (SIMERP) built on IRC §105 and §125 allowing employees to take a small pre‑tax payroll deduction while employers leverage the resulting FICA tax savings to fund guaranteed medical and wellness services.

Regulatory Compliance

Federally Developed Program Framework

These programs integrate seamlessly with existing health insurance plans, ensuring high-quality coverage and improved compliance.

Financial Optimization

Reduce Employee Healthcare Spending

Utilize advanced plan designs and pharmacy benefits with over 1,000 free maintenance medications to curb increased costs and improve your bottom line.

Workforce Vitality

Improve Employee Wellness and Productivity

Shift the focus toward preventive health services to identify and manage chronic conditions before they become high-cost liabilities.

Health Insurance

Why Traditional Health Insurance Plans are Seeing Increased Costs

In the current economic landscape, benefits managers are facing a dual challenge: maintaining a high quality of care for a diverse workforce while battling the increased costs of medical inflation.

Traditional plan designs often fail to address the root causes of high-cost claims, such as unmanaged chronic conditions and inefficient use of health services. TMW Solutions Group provides the strategies employers need to reduce healthcare, improve benefit care and implement a federally developed program known as SIMERP.

By providing over 1,000 maintenance medications at no charge and no copay for both employee and employer, and focusing on employee health, we deliver significant cost savings and reduce the impact of healthcare on your company's P&L.

What We Offer

A 3-Step Strategy to Lower Long-Term Costs

Employers save $640 annually per full-time W2 employee.

    Health Insurance

    Ready to Find Out if Your Company Qualifies?

    Don't let high healthcare costs drain your resources. Join the thousands of employers using our framework to achieve sustainable cost savings and better healthcare results.